Offline · No account · Free

Track. Budget.
Save more. Free offline expense tracker & budget planner for Android

A simple money manager and daily hisab book that keeps your finances in view — track expenses and income, plan monthly budgets, scan receipts, record loans and reach savings goals. Everything stays on your device.

Works fully offline No sign-up required English & বাংলা
Key features

Everything a money manager app should do

An expense manager, budget tracker and loan tracker in one app — with reports, receipt scanning and backups, built to be fast to use and private by default.

Expense & income tracker

  • Add an expense in seconds with categories and tags
  • Cash, bank and mobile wallet balances in one place
  • Recurring entries for bills, rent, salary and subscriptions

Budget planner & tracker

  • Monthly budgets per category, for personal or household spending
  • Progress bars and overspending alerts
  • Automatic rollover to the next month

Reports & spending insights

  • Spending pie, monthly bars and savings trends
  • Monthly income vs expense summaries and category breakdowns
  • Insights that show where your money actually goes

Receipt scanner (OCR)

Snap a paper receipt with your camera and let on-device OCR fill in the amount and details for you. Images are never uploaded to a server.

bKash, Nagad & bank SMS detection

Payment messages from bKash, Nagad, Rocket and your bank card become transactions in one tap. Nothing is saved until you confirm it, and the feature stays off until you turn it on.

Loan tracker

Record money you lend and borrow, person by person, with payment history and receivable and payable balances at a glance.

Savings goal tracker

Create goals for the things you're saving toward and watch progress build with every contribution you make.

Privacy & security

  • Offline-first — data stored locally on your device
  • Passcode plus fingerprint or biometric app lock
  • Optional Google Drive backup — your Drive, your data

Export & backup

  • Export reports to PDF, Excel and CSV
  • Local backup and restore
  • Google Drive backup whenever you want it
How it works

Track expenses in three simple steps

No account to create and no data to hand over. Install the app and start on the same day.

STEP 01

Add your accounts

Set up cash, bank and mobile wallet accounts with their starting balances, then pick the categories that match how you actually spend.

STEP 02

Capture spending fast

Type an expense in seconds, scan a receipt, or confirm a detected bank SMS. Recurring bills and salary add themselves each month.

STEP 03

Watch budgets and save

Monthly budgets, charts and summaries show where the money went — and alerts reach you before a category runs out.

Private by design

Your financial data never leaves your phone

MoneyNest is local-first. There is no account system and no server storing your expenses, income, accounts, budgets or categories. Backups happen only when you start them, into your own Google Drive.

Read the full Privacy Policy
Who it's for

Built for everyday money, not spreadsheets

If you've searched for a daily expense app, money tracker, hisab khata (খরচের হিসাব), cash book or personal finance app — MoneyNest is built for you.

Students Stretch pocket money across the whole month
Families Keep household spending in one clear record
Professionals Track salary, freelance income, bills and savings goals together
Small traders Daily hisab with loans given and taken
FAQ

Questions people ask first

Is MoneyNest really free?

Yes. MoneyNest is a free expense tracker and budget planner, and it works without an account or sign-up.

Does it work without internet?

Yes — the app is offline-first. Internet is used only for things you start yourself, such as Google Drive backups, app review links and currency exchange rates.

Where is my data stored?

On your device. Expenses, income, accounts, budgets and categories are stored locally, and we do not keep a copy on our servers. See the Privacy Policy for details.

How does SMS transaction detection work?

It's optional. If you enable it, the app reads incoming bank and wallet messages on your device to suggest a transaction — and nothing is saved until you confirm it.

Can I move my data to a new phone?

Yes. Use local backup and restore, or back up to your own Google Drive account and restore on the new device. You can also export reports to PDF, Excel and CSV.

Which languages and themes are supported?

English and বাংলা (Bengali), with light and dark themes, multi-currency support, reminders and a home-screen widget for quick expense entry.

Does it work with bKash, Nagad and Rocket?

Yes. Add your mobile wallets as accounts to track their balances, and if you turn on SMS detection, payment messages from bKash, Nagad, Rocket and bank cards are recognised on your device and suggested as expenses for you to confirm.

Is MoneyNest available for iPhone?

MoneyNest is currently available for Android phones on Google Play.

Start tracking today

Track expenses, stick to your budget, and save more — with your financial data staying exactly where it belongs.